Guaranteed Future Value

This flexible finance option gives you certainty about your vehicle’s future value and the freedom to retain, return, or replace it at the end of your finance term.
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No deposit, lower weekly payments and peace of mind.

Driving away in a new vehicle has never been simpler at Hawke’s Bay GWM. With Guaranteed Future Value finance, you can choose to keep, upgrade or return your vehicle at the end of your term.

Available on 3 of our standout models – the Cannon Ute Lux 4×4, Haval H6 HEV Lux, and Haval Jolion Premium HEV, there’s never been a better time to upgrade. Our team is ready to help – visit us or book a test drive today.

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Peace of mind

Guaranteed Future Value gives you the confidence of knowing exactly what your vehicle will be worth at the end of your term. This means you can plan ahead with certainty, enjoy peace of mind throughout your ownership, and choose whether to trade in, upgrade, or keep your vehicle when your agreement ends.

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Flexible options

At the end of your agreement, you can choose the option that suits you best — keep your vehicle by making the final payment, return it with nothing more to pay (subject to fair wear and tear and kilometre limits), or upgrade to a new model and enjoy the latest features. The choice is yours, with complete flexibility and control.

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Smarter finance planning

Enjoy lower weekly payments than traditional finance, while having the peace of mind that comes with knowing the guaranteed future value of your vehicle at the end of your term. This gives you greater affordability today and confidence about your options tomorrow.

Your options at the end of the term
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Retain
Love your vehicle? Simply pay the Guaranteed Future Value and keep it, or refinance the final sum.
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Return
No longer need it? Hand it back to us, subject to fair wear and tear and agreed kilometre limits.
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Replace
Ready for something new? Trade it in and use any equity towards your next vehicle with a fresh finance plan.

Explore the deals

Haval Jolion Premium HEV from $153 per week*

Learn More

*Terms & Conditions:

GWM Cannon Lux 4X4: RRP $43,490, On Road Costs $2,000, borrow $58,165.68 at 8.9% p.a., fixed for the term. Pay $184.35 a week over 48-months and one final balloon payment (the Guaranteed Future Value) of $20,005.40. Total loan repayments $58,165.68. At the end of the term, you can choose to keep the vehicle, by paying the Guaranteed Future Value, or trade it or return it (subject to maximum total mileage of 60,000 kms, T&Cs and excess charges).  Heartland Bank’s responsible lending criteria, terms, conditions and fees apply, including an establishment fee of $130, a dealer fee of $500 and a PPSR fee of $7.39. Offer applicable only at Hawkes Bay Motor Group GWM.

Haval H6 HEV Lux: RRP $42,990, On Road Costs $2,000, borrow $45,627.39 at 8.9% p.a., fixed for the term. Pay $194.51 a week over 48-months and one final balloon payment (the Guaranteed Future Value) of $16,766.10. Total loan repayments $57,029.58. At the end of the term, you can choose to keep the vehicle, by paying the Guaranteed Future Value, or trade it or return it (subject to maximum total mileage of 60,000 kms, T&Cs and excess charges).  Heartland Bank’s responsible lending criteria, terms, conditions and fees apply, including an establishment fee of $130, a dealer fee of $500 and a PPSR fee of $7.39. Offer exclusive to Hawkes Bay Motor Group GWM.

Haval Jolion Premium HEV: RRP $32,990, On Road Costs $2,000, borrow $35,627.39 at 8.9% p.a., fixed for the term. Pay $152.79 a week over 48-months and one final balloon payment (the Guaranteed Future Value) of $12,866.10. Total loan repayments $44,492.74. At the end of the term, you can choose to keep the vehicle, by paying the Guaranteed Future Value, or trade it or return it (subject to maximum total mileage of 60,000 kms, T&Cs and excess charges).  Heartland Bank’s responsible lending criteria, terms, conditions and fees apply, including an establishment fee of $130, a dealer fee of $500 and a PPSR fee of $7.39. Offer exclusive to Hawkes Bay Motor Group GWM.

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*How this finance estimate is calculated

This estimate for has been calculated based on a purchase price of $0 plus on road costs of $1,790, with a deposit of $0, a 60 month finance period, an interest rate of 11.95% and a balloon payment of $0, payable under a Credit Agreement at $12 per week. This estimate includes an establishment fee of $480 and a PPSR fee of $10.

Important note: This is an estimate only and does not constitute an offer of finance. Your actual interest rate may be higher or lower depending on your circumstances. Finance is subject to the lenders credit criteria, terms and conditions.

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